LIBERTY BAY is recorded in the global register as a credit union in Braintree, United States. The register names NCUA as its regulator and shows the licence as active. Total assets 0.83 bn USD at 2026-06-30. Collected from open registers.
On its own website: “Liberty Bay is a full service, fully insured, financial coop credit union with branches in Braintree, Hingham, and Scituate Massachusetts; LBCU ROUTING #211081216.”
Scores, 0 to 10
7.5Lowest feesThe bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “Ask An Expert No minimum balance, No monthly maintenance fees, and No transaction fees Business debit card with Online and Mobile Banking Referral to PayChoice payroll se” ·
source 7.5Financial strength & stability 6.0United StatesLicensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet.
5.5Best interest on business balancesA credit union serves a defined membership in one area and does not sell international business banking.
4.0Fast digital onboardingA credit union serves a defined membership in one area and does not sell international business banking.
2.5Business cards (Visa, Mastercard)A credit union serves a defined membership in one area and does not sell international business banking.
2.0Startups & VC-backed companiesA credit union serves a defined membership in one area and does not sell international business banking.
1.5Crypto-friendly bankA credit union serves a defined membership in one area and does not sell international business banking.
1.5Fintech companies that need a partner bankA credit union serves a defined membership in one area and does not sell international business banking.
1.5Online businesses: e-commerce and SaaSA credit union serves a defined membership in one area and does not sell international business banking.
1.0Cross-border payments, FX and multi-currency accountsA credit union serves a defined membership in one area and does not sell international business banking.
1.0Trade, manufacturing & import-exportA credit union serves a defined membership in one area and does not sell international business banking.
1.0Foreign-owned & non-resident companiesA credit union serves a defined membership in one area and does not sell international business banking.
1.0High-risk verticals (iGaming, cannabis, adult, forex)A credit union serves a defined membership in one area and does not sell international business banking.
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