Bank Index

La Banque Postale

Bank · Paris Cedex 06, France · overall 3.3 / 10

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How this 3.3 is built

Average of 6 scored needs: 3.3. Regulation in France: 85/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

La Banque Postale is recorded in the global register as a bank in Paris Cedex 06, France. The register shows its licence as expired. Established 1998. Collected from open registers.

On its own website: “Découvrez les solutions banque et assurance de La Banque Postale. Ouverture d'un compte en ligne pour les activités personnelles ou professionnelles. Banque citoyenne.”

Legal name
La Banque Postale
Licence confirmed
yes, on a regulator's own list
Established
1998
LEI
96950066U5XAAIRCPA78
Website
www.labanquepostale.fr/

Scores, 0 to 10

6.0Europe (EU, EEA, Switzerland)
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.0Cross-border payments, FX and multi-currency accounts
The company names SEPA Instant. The score is held back because the FX margin and the number of currencies were not published in this evidence. Read as: “SEPA” · source
3.5Lowest fees
The monthly fee is EUR 24. Transfer and card prices were not part of this evidence, so the score speaks for the monthly fee. (Formule de Compte Pro with LBP Net Entreprise, no OPnet) Read as: “24,00” · source
1.5Financial strength & stability
The register records the licence as no longer live, so the institution cannot be relied on for new business. · source
1.0Fast digital onboarding
The register records the licence as no longer live, so the institution cannot be relied on for new business. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.