KS Bank, Inc.

Bank · Smithfield, United States · overall 5.7 / 10

How this 5.7 is built

Average of 6 scored needs: 5.7. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

KS Bank, Inc. is recorded in the global register as a bank in Smithfield, United States. The register shows its licence as licensed. Total assets 0.87 bn USD at 2026-06-30. It reports 13 offices. Established 1924. Collected from open registers.

On its own website: “KS Bank has been serving local families and businesses in North Carolina for over 100 years! Offering personal, business, mortgage, and wealth services.”

Legal name: KS Bank, Inc.
Licence confirmed: yes, on a regulator's own list
Established: 1924
LEI: 254900PW5EE7M05BEZ97
Website: www.ksbankinc.com/

Scores, 0 to 10

7.5Lowest fees

The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “Payroll card account details No monthly service charge Monthly statements are sent to the account holder Free Online e-Statements KS Bank ATM's available to you, at no ch” · source

6.5Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.