KCB Bank

Bank · Lakin, United States · overall 5.6 / 10

How this 5.6 is built

Average of 6 scored needs: 5.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

KCB Bank is recorded in the global register as a bank in Lakin, United States. The register shows its licence as licensed. Total assets 0.32 bn USD at 2026-06-30. It reports 2 offices. Established 1888. Collected from open registers.

On its own website: “KCB Bank is a local bank in Southwest Kansas, Lakin, and Garden City, Kansas for free checking accounts, car loans, and home mortgage loans.”

Legal name: KCB Bank
Licence confirmed: yes, on a regulator's own list
Established: 1888
Website: kcbks.bank

Scores, 0 to 10

7.5Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Getting your business up and going, this simple account is for you. Maintain a $300 daily balance to avoid a pesky $3 monthly maintenance fee. A free debit card is included with this account. 1st five debits and credits ” · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.