Bank Index

JSC "UNIVERSAL BANK

Bank · Київ, Ukraine · overall 4.9 / 10

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How this 4.9 is built

Average of 6 scored needs: 4.9. Regulation in Ukraine: 34/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

АКЦІОНЕРНЕ ТОВАРИСТВО "УНІВЕРСАЛ БАНК" is recorded in the global register as a bank in Київ, Ukraine. The register names National Bank of Ukraine as its regulator and shows the licence as licensed. Established 1994. Collected from open registers.

On its own website: “Надійний український банк "Universal Bank": ✔️депозити та ощадні рахунки, ✔️ кредитування, ✔️ карткові продукти, ✔️ страхування, ✔️ платежі і перекази, ✔️ інтернет банкінг, ✔️ SMS-банкінг, ✔️оцінка заставного майна, ✔️ врегулювання заборгованості та ін.”

Legal name
АКЦІОНЕРНЕ ТОВАРИСТВО "УНІВЕРСАЛ БАНК"
Regulated by
National Bank of Ukraine
Licence confirmed
yes, on a regulator's own list
Established
1994
LEI
549300730CCEAA3YTM11
Website
www.universalbank.com.ua/

Scores, 0 to 10

6.0Latin America, Africa & South Asia
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Financial strength & stability
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.0Cross-border payments, FX and multi-currency accounts
Its own business page names SWIFT, so payments can leave the country. The score stops at 4.0 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.