Bank Index

Journey Bank

Bank · Bloomsburg, United States · overall 5.9 / 10

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How this 5.9 is built

Average of 6 scored needs: 5.9. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Journey Bank is recorded in the global register as a bank in Bloomsburg, United States. The register shows its licence as licensed. Total assets 1.67 bn USD at 2026-06-30. It reports 23 offices. Established 1926. Collected from open registers.

On its own website: “Journey Bank is Central Pennsylvania's community bank — offering personal banking, business accounts, mortgages, and trust services across 22 local branches.”

Legal name
Journey Bank
Licence confirmed
yes, on a regulator's own list
Established
1926
LEI
549300C0SKCK5G4RX330
Website
www.journeybank.com/

Scores, 0 to 10

8.0Financial strength & stability
· source
7.5Lowest fees
The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “Why pay fees? -NO minimum balance -NO monthly service charge -FREE online banking and e-statements 1 -ATM/Debit Card Business Interest Checking Ideal” · source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.