Bank Index
Irco Community Federal Credit Union
Credit union · Phillipsburg, United States · overall 2.7 / 10
How this 2.7 is built
Average of 12 scored needs: 2.7. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.
Irco Community is recorded in the global register as a credit union in Phillipsburg, United States. Total assets 0.09 bn USD at 2026-03-31. Established 1966. Collected from open registers.
- Legal name
- Irco Community
- Licence confirmed
- not confirmed yet
- Established
- 1966
- LEI
- 2549006803O7LX222108
- Website
- ircocu.org
Scores, 0 to 10
7.5Lowest fees
The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “Monthly Fee No monthly fee—Unlimited cash deposits, unlimited transactions No monthly fee—Unlimited cash deposits, unlimited transactions” · source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet.
5.5Best interest on business balances
A credit union serves a defined membership in one area and does not sell international business banking.
4.0Fast digital onboarding
A credit union serves a defined membership in one area and does not sell international business banking.
4.0Financial strength & stability
Financial strength placed by total assets from the public register.
2.5Business cards (Visa, Mastercard)
A credit union serves a defined membership in one area and does not sell international business banking.
2.0Startups & VC-backed companies
A credit union serves a defined membership in one area and does not sell international business banking.
1.5Crypto-friendly bank
A credit union serves a defined membership in one area and does not sell international business banking.
1.5Fintech companies that need a partner bank
A credit union serves a defined membership in one area and does not sell international business banking.
1.5Online businesses: e-commerce and SaaS
A credit union serves a defined membership in one area and does not sell international business banking.
1.0Cross-border payments, FX and multi-currency accounts
A credit union serves a defined membership in one area and does not sell international business banking.
1.0Trade, manufacturing & import-export
A credit union serves a defined membership in one area and does not sell international business banking.
1.0Foreign-owned & non-resident companies
A credit union serves a defined membership in one area and does not sell international business banking.
1.0High-risk verticals (iGaming, cannabis, adult, forex)
A credit union serves a defined membership in one area and does not sell international business banking.
Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.