Bank Index

IOWA TRUST AND SAVINGS BANK

Bank · Centerville, United States · overall 5.6 / 10

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How this 5.6 is built

Average of 6 scored needs: 5.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Iowa Trust and Savings Bank is recorded in the global register as a bank in Centerville, United States. The register shows its licence as licensed. Total assets 0.21 bn USD at 2026-06-30. It reports 2 offices. Established 1896. Collected from open registers.

On its own website: “Iowa Trust and Savings Bank located in Centerville and Moravia Iowa. Local community bank with over 121 years of experience. 5th generation family owned”

Legal name
Iowa Trust and Savings Bank
Licence confirmed
yes, on a regulator's own list
Established
1896
Website
www.iowatrust.bank/

Scores, 0 to 10

7.5Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Requires no minimum balance. There is a $5.00 monthly maintenance fee charged to accounts with balances below $100. Accounts owned by persons under the age of 18 will not be charged any fees.” · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.