Bank Index

Iowa State Bank (Des Moines, IA)

Bank · Des Moines, United States · overall 5.7 / 10

Open in Bank Index

How this 5.7 is built

Average of 6 scored needs: 5.7. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Iowa State Bank is recorded in the global register as a bank in Des Moines, United States. The register names Federal Deposit Insurance Corporation as its regulator and shows the licence as active. Total assets 0.48 bn USD at 2026-06-30. It reports 5 offices. Established 1941. Collected from open registers.

On its own website: “Why bank local? Iowa State Bank is a trusted financial partner in the community. Explore our banking services near you.”

Legal name
Iowa State Bank
Regulated by
Federal Deposit Insurance Corporation
Licence confirmed
yes, on a regulator's own list
Established
1941
Website
www.iowastatebanks.com/

Scores, 0 to 10

8.0Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “20 per posted credit $0.10 per deposited item Cancelled Checks Check imaging available $3/month Interest None Business Checking Plus For companies wit” · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.