Independent Bank

Bank · Memphis, United States · overall 5.3 / 10

How this 5.3 is built

Average of 6 scored needs: 5.3. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Independent Bank is recorded in the global register as a bank in Memphis, United States. The register shows its licence as licensed. Total assets 1.85 bn USD at 2026-06-30. It reports 12 offices. Established 1998. Collected from open registers.

On its own website: “Independent Bank was built for you because you deserve a trustworthy partner — for your needs today, and your dreams tomorrow. Whether it's checking accounts, savings accounts, CDs, IRAs, online banking tools, mortgages, HELOCs, loans or credit cards, i-bank has the financial service or product for you or your business”

Legal name: Independent Bank
Licence confirmed: yes, on a regulator's own list
Established: 1998
Website: i-bankonline.com

Scores, 0 to 10

7.5Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “$15 monthly service charge” · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.