Bank Index

IH Credit Union

Credit union · Springfield, United States · overall 3.0 / 10

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How this 3.0 is built

Average of 12 scored needs: 3.0. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Ih Credit Union, Inc. is recorded in the global register as a credit union in Springfield, United States. The register names National Credit Union Administration as its regulator and shows the licence as active. Total assets 0.36 bn USD at 2026-03-31. Established 1934. Collected from open registers.

On its own website: “Buy Now, Pay Later! For a limited time, ZERO PAYMENTS for 90 days when you take out a vehicle loan with IH Credit Union! A Touchless, Cashless Way to Pay! A secure smart way to use your smartphone to pay for purchases without handling cash. Home Equity Advantage Use our new tool to discover your home’s value!…”

Legal name
Ih Credit Union, Inc.
Regulated by
National Credit Union Administration
Licence confirmed
yes, on a regulator's own list
Established
1934
LEI
549300OZV7J05G72WS11
Website
www.ihcreditunion.com/

Scores, 0 to 10

7.5Lowest fees
The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “No monthly service charge” · source
7.5Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Best interest on business balances
A credit union serves a defined membership in one area and does not sell international business banking. · source
4.0Fast digital onboarding
A credit union serves a defined membership in one area and does not sell international business banking. · source
2.5Business cards (Visa, Mastercard)
A credit union serves a defined membership in one area and does not sell international business banking. · source
2.0Startups & VC-backed companies
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Crypto-friendly bank
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Fintech companies that need a partner bank
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Online businesses: e-commerce and SaaS
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Cross-border payments, FX and multi-currency accounts
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Trade, manufacturing & import-export
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Foreign-owned & non-resident companies
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0High-risk verticals (iGaming, cannabis, adult, forex)
A credit union serves a defined membership in one area and does not sell international business banking. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.