Huntington Bank Commercial

Commercial bank · Columbus, United States

The Huntington National Bank was founded in Columbus, Ohio in 1866 and is the fifteenth largest bank in the United States, with USD 284.1 billion of consolidated assets and 1,460 domestic offices at 31 March 2026. The commercial arm covers middle-market lending, treasury management and capital markets, with foreign exchange and derivatives sold through Huntington Capital Markets and securities through Huntington Securities, a FINRA and SIPC member. Huntington is the largest originator of SBA 7(a) loans in the country. It is a domestic bank: the Federal Reserve release records no foreign offices.

Legal name: The Huntington National Bank
Regulated by: Office of the Comptroller of the Currency, Federal Reserve, FDIC, FINRA and SIPC for Huntington Securities
Licence confirmed: yes, on a regulator's own list
Established: 1866
Website: www.huntington.com

Scores, 0 to 10

8.0United States

Fifteenth largest US bank with USD 284.1 billion of assets and 1,460 domestic offices at 31 March 2026, and the largest originator of SBA 7(a) loans. · source

8.0Financial strength & stability

USD 284.1 billion of consolidated assets, FDIC insured, fifteenth in the United States, with net income of USD 1.801 billion in 2024. · source

5.5Cross-border payments, FX and multi-currency accounts

Foreign exchange and derivatives are sold through Huntington Capital Markets, but the bank has no foreign offices and publishes no currency list or margin. Treasury management sits alongside capital markets, foreign exchange and derivatives for commercial clients, but with no foreign offices there is no cross-border cash pooling. · source

5.5On-ramp: buy crypto with fiat

Huntington sells no crypto, and a June 2026 exchange guide finds no published cap or ban on transfers to exchanges, only the usual review of flagged payments; the guide covers consumer accounts, so evidence for commercial clients is thin. · source

5.0Trade, manufacturing & import-export

A full commercial bank with capital markets and derivatives, but no foreign offices, which limits the correspondent network behind trade instruments. · source

5.0Business cards (Visa, Mastercard)

Commercial card and payables products sit inside treasury management, without published virtual cards or per-card spend controls. · source

5.0Off-ramp: crypto to fiat in a business account

Evidence is thin: Huntington publishes no source-of-funds process for crypto proceeds and no reports of returned exchange wires were found, checked September 2026. · source

4.5Best interest on business balances

Deposit and treasury products exist for commercial clients but no rate, sweep or minimum is published. · source

4.5Startups & VC-backed companies

SBA lending helps small companies, but there is no venture debt product or startup banking unit on the commercial pages. · source

4.0Lowest fees

No pricing is published on the commercial pages; fees are set relationship by relationship. · source

4.0Fast digital onboarding

Commercial relationships start with a banker rather than an online application, and no time to open is published. · source

4.0Fintech companies that need a partner bank

No safeguarding accounts, sponsor banking or rail access product for payment firms is published. · source

4.0Online businesses: e-commerce and SaaS

Commercial deposit and treasury services are domestic; no multi-currency collection accounts or marketplace payout product is published. A software company is banked as any commercial client; no receiving accounts for foreign firms and no recurring revenue financing are published. · source

3.0Crypto-friendly bank

Huntington publishes no policy on banking crypto exchanges, brokers or miners on its commercial pages. · source

3.0Foreign-owned & non-resident companies

A domestic bank with no foreign offices and no published policy for foreign-owned or non-resident-directed companies. · source

3.0Stablecoins (USDC, USDT and others)

Huntington is building the Cari tokenised deposit network with other regional banks, announced in March 2026, and was reported as a pilot bank for Fiserv's FIUSD, but no business client can hold or pay out stablecoins yet. · source

2.5High-risk verticals (iGaming, cannabis, adult, forex)

No onboarding path for gambling, cannabis, adult or forex operators appears anywhere on the commercial pages. · source

2.0Customer satisfaction

Trustpilot 1.2 out of 5 from 307 reviews. · source

1.5Crypto wallet and custody for a business

Huntington offers no crypto custody to business clients yet; a Digital Assets Group job posting of September 2026 describes crypto custody and stablecoin integration as products still being built. · source

1.0Accept crypto payments

No crypto or stablecoin acceptance for merchants appears on Huntington's commercial or merchant services pages, and its SEC filings name no such product, checked September 2026. · source

1.0Bitcoin

No bitcoin buying, custody or transfer is offered to business clients; bitcoin custody appears only in 2026 job postings for a product in development. · source

1.0Ethereum

No ether trading, custody or staking is offered to business clients, checked on its commercial pages and SEC filings in September 2026. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.