Highland Bank

Bank · Saint Paul, United States · overall 4.5 / 10

How this 4.5 is built

Average of 6 scored needs: 4.5. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 3 scores backed by filings or its own pages.

Highland Bank is recorded in the global register as a bank in Saint Paul, United States. The register shows its licence as licensed. Total assets 0.78 bn USD at 2026-06-30. It reports 8 offices. Established 1943. Collected from open registers.

On its own website: “Highland Bank is a privately held local bank bringing value to customers through our products, business banking expertise and comprehensive resources.”

Legal name: Highland Bank
Licence confirmed: yes, on a regulator's own list
Established: 1943
LEI: 549300TN0C13QXN1P552
Website: highland.bank

Scores, 0 to 10

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Financial strength & stability

· source

4.0Cross-border payments, FX and multi-currency accounts

Its own business page names SWIFT, so payments can leave the country. The score stops at 4.0 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source

4.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “1Monthly Service Charge: $20 per month if minimum balance is not maintained.” · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.