Hana Financial Group

Universal bank · Seoul, South Korea

Hana Financial Group is the Seoul holding company for Hana Bank, Korea's third largest bank by assets, plus securities, card, insurance and asset management units. Hana Bank absorbed Korea Exchange Bank in 2015, the historic foreign exchange specialist of Korea. Group subsidiaries operate in 24 countries with bank subsidiaries in China and Indonesia, a 15% stake in Vietnam's BIDV and BNB Hana Bank in New Jersey and New York. In May 2026 Hana Bank paid 1 trillion won for 6.55% of Dunamu, operator of the Upbit crypto exchange. Corporate banking for foreign companies runs through Hana Bank branches and its overseas units, not through an online application.

Legal name: Hana Financial Group Inc.
Regulated by: Financial Services Commission (Korea), Financial Supervisory Service (Korea)
Licence confirmed: yes, on a regulator's own list
Established: 2005
Website: www.hanafn.com

Scores, 0 to 10

8.0Financial strength & stability

Hana Bank is rated Aa3 by Moody's, A+ by S&P and A by Fitch, and group net income passed KRW 4 trillion in 2025. · source

7.0Asia-Pacific (SG, HK, AU, JP, KR)

Hana Bank is Korea's third largest bank with units in China, Hong Kong (Hana Asia Limited) and Indonesia, plus a Taiwan branch approved in 2021. · source

6.5Trade, manufacturing & import-export

Korea Exchange Bank's trade finance franchise sits inside Hana Bank, backed by subsidiaries in 24 countries including China and Indonesia. · source

6.0Cross-border payments, FX and multi-currency accounts

Hana Bank inherited Korea Exchange Bank, acquired in 2012 for KRW 2.02 trillion, the historic foreign exchange specialist of Korea with units in 24 countries. Bank units in China, Indonesia, Hong Kong, Vietnam and the US let Korean corporates hold accounts across Asia under one group. · source

6.0Business cards (Visa, Mastercard)

Hana Card issues Visa and Mastercard corporate cards (Platinum Royal, Visa Platinum 1200, Master Platinum 1200, SKYPASS Corporate, DollarPay) with online limit management and SMS alerts; virtual cards and FX fees are not published in English. · source

5.0Crypto-friendly bank

Hana Bank owns 6.55% of Upbit operator Dunamu since May 2026, yet Upbit's real-name fiat account partner remains Kbank. · source

4.5Latin America, Africa & South Asia

PT Bank Hana in Indonesia runs LINE Bank with LINE Financial Asia since 2021, and Hana Bank holds 15% of BIDV in Vietnam. · source

4.5Customer satisfaction

The legacy Hana 1Q Android app shows 3.8 stars from 35,600 reviews and is flagged for closure during an app migration. · source

4.0United States

BNB Hana Bank, acquired in 2013, operates in New Jersey and New York and serves mainly Korean-American business clients. · source

4.0Lowest fees

The group publishes no English business fee schedule online; corporate pricing is set at branch level in Korea. · source

4.0Best interest on business balances

No published business deposit yield was found on the group's English site; Korean corporate deposits are priced case by case. · source

4.0Fintech companies that need a partner bank

Hana runs LINE Bank in Indonesia as a joint venture and invested 1 trillion won in Dunamu, but publishes no safeguarding offer for payment firms. · source

4.0Online businesses: e-commerce and SaaS

Hana Card and Hana Bank serve Korean merchants, and the Dunamu partnership targets remittance; no marketplace collection accounts are published. Standard Korean corporate banking; the English site offers foreign currency remittance and exchange but no API, Stripe-style integration or USD receiving product for non-Korean software firms. · source

4.0Startups & VC-backed companies

No startup banking unit is published; the group's venture activity is the 1 trillion won Dunamu stake rather than founder banking. · source

3.5Fast digital onboarding

Hana offers no online corporate account application for foreign companies; opening runs through branches or overseas units. · source

3.5Foreign-owned & non-resident companies

The English Hana Bank site covers foreign workers, expatriates and students but publishes no corporate onboarding path for foreign-owned companies, so a branch visit with Korean registration documents should be assumed. · source

3.5High-risk verticals (iGaming, cannabis, adult, forex)

No prohibited-industries list for business customers is published on the English Hana Bank or group sites; scored conservatively. · source

3.0Europe (EU, EEA, Switzerland)

Group subsidiaries span Europe according to Wikipedia, but no EU corporate banking product or named EU entity was verified. · source

3.0Middle East & Gulf

Wikipedia lists the Middle East among the regions where group subsidiaries operate, but no GCC licence or product was verified. · source

3.0On-ramp: buy crypto with fiat

Under Korea's real-name account rule an exchange can only be funded from its partner bank, and Hana Bank is not the partner of any major exchange; Upbit's account still sits with Kbank, whose contract was under renewal talks in September 2026 despite Hana's 6.6% stake in Upbit operator Dunamu. · source

3.0Off-ramp: crypto to fiat in a business account

For the same reason exchange withdrawals in won go to the partner bank, not to Hana, and Hana's plan with Dunamu to support corporate transactions announced in July 2026 is not yet a product. · source

2.5Crypto wallet and custody for a business

BitGo Korea, a joint venture in which Hana Financial holds equity, completed VASP registration with Korea's FIU on 18 August 2026 to offer custody to institutions and companies, but the service is not yet live and Hana Bank itself holds no crypto for clients; the custody capability sits in a partner company, not the group. · source

2.5Stablecoins (USDC, USDT and others)

Hana formed a won stablecoin consortium early in 2026 and agreed with Dunamu in July 2026 to build a won stablecoin and remittance service on Dunamu's GIWA chain, with Hana managing reserves, but nothing is live pending Korea's digital asset law. · source

1.5Accept crypto payments

Hana ran payment marketing for foreign visitors with USDC issuer Circle in March 2026, but offers no crypto or stablecoin acceptance product to merchants, checked September 2026. · source

1.0Bitcoin

Hana offers no bitcoin buying, holding or custody to clients; its crypto moves in 2026 are a Dunamu stake, a BitGo joint venture and stablecoin plans, checked September 2026. · source

1.0Ethereum

Hana offers no ether buying, holding or staking to clients, checked September 2026. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.