Gulf Capital Bank - Business Online

Bank · Houston, United States · overall 5.7 / 10

How this 5.7 is built

Average of 6 scored needs: 5.7. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Gulf Capital Bank is recorded in the global register as a bank in Houston, United States. The register shows its licence as licensed. Total assets 0.60 bn USD at 2026-06-30. It reports 1 offices. Established 2019. Collected from open registers.

On its own website: “High-touch relationship banking Banking Built for Houston Modern financial services with local commitment — proudly serving the greater Houston community through relationship-first banking. A Better Digital Experience is on the Horizon New Memorial Spring Branch Banking Center”

Legal name: Gulf Capital Bank
Licence confirmed: yes, on a regulator's own list
Established: 2019
Website: gulfcapitalbank.com

Scores, 0 to 10

8.0Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “MONTHLY FEE $0 Minimum Opening Deposit $1,000 $1,000 minimum to open Interest‑bearing account Flexible terms from 30 days to 36 months” · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.