Bank Index

Genesis Bank

Bank · Benoit, United States · overall 5.4 / 10

Open in Bank Index

How this 5.4 is built

Average of 6 scored needs: 5.4. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Genesis Bank is recorded in the global register as a bank in Benoit, United States. The register shows its licence as licensed. Total assets 0.10 bn USD at 2026-06-30. It reports 1 offices. Established 1904. Collected from open registers.

On its own website: “A bank that offers straightforward accounts, a truly personalized lending approach, a live person to talk to, and a growing list of modernized services.”

Legal name
Genesis Bank
Licence confirmed
yes, on a regulator's own list
Established
1904
Website
genesis.bank

Scores, 0 to 10

7.0Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.5Lowest fees
The account escapes its monthly charge only on a condition the bank sets, so the price depends on the balance a business keeps. It reads: “Business NOW Checking ACCOUNT FEATURES 2% interest rate (subject to change) ► Up to $25,000 & 1.5% for all balances above $25,000 No Monthly Service Charges Visa© Debit C” · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.