Bank Index

First State Bank of Middlebury

Bank · Middlebury, United States · overall 5.6 / 10

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How this 5.6 is built

Average of 6 scored needs: 5.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

Community bank with an active US bank charter, based in Middlebury

Regulated by
FDIC
Licence confirmed
yes, on a regulator's own list
Website
bfirst.bank

Scores, 0 to 10

7.5Lowest fees
The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “Pay No Monthly Maintenance Fee If… No Minimum Balance $15 fee waived with minimum daily balance of $9,000 $75 fee waived with minimum daily balance of $100,000 No Minimum Balance” · source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet.
6.0Financial strength & stability
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet.
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet.
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet.
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet.
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet.

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.