Bank Index

First Southern National Bank

Bank · Lancaster, United States · overall 5.4 / 10

Open in Bank Index

How this 5.4 is built

Average of 6 scored needs: 5.4. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

First Southern National Bank is recorded in the global register as a bank in Lancaster, United States. The register shows its licence as licensed. Total assets 1.28 bn USD at 2026-06-30. It reports 17 offices. Established 1865. Collected from open registers.

On its own website: “Stay financially responsible with our personal banking services. Learn how to manage debt and invest for retirement.”

Legal name
First Southern National Bank
Licence confirmed
yes, on a regulator's own list
Established
1865
LEI
549300C853H86L248593
Website
fsnb.net

Scores, 0 to 10

7.5Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Interest Bearing Waive Treasury Management fee for up to 99 ACH items Waive $5.95 monthly fee if $1000 or more in debit card purchases per statement cycle *Up to 5 Free B” · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.