First National Community Bank (GA)

Bank · Chatsworth, United States · overall 5.7 / 10

How this 5.7 is built

Average of 6 scored needs: 5.7. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

First National Community Bank is recorded in the global register as a bank in Chatsworth, United States. The register shows its licence as licensed. Total assets 0.75 bn USD at 2026-06-30. It reports 11 offices. Established 1975. Collected from open registers.

On its own website: “FNCB proudly serves North Georgia with the resources of a big bank while maintaining the personalized service of a true locally owned community bank. Branches include Adairsville, Calhoun, Cartersville, Chatsworth, Dalton, Eton and Rome.”

Legal name: First National Community Bank
Licence confirmed: yes, on a regulator's own list
Established: 1975
Website: fncbank.com

Scores, 0 to 10

8.0Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Six (6) FREE Withdrawals Per Month (excess withdrawal fee of $1 per debit transaction in excess of six (6) during a calendar month) In this section Bu” · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.