First Mid Bank & Trust

Bank · Mattoon, United States · overall 5.2 / 10

How this 5.2 is built

Average of 6 scored needs: 5.2. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

First Mid Bank & Trust, National Association is recorded in the global register as a bank in Mattoon, United States. The register shows its licence as licensed. Total assets 9.14 bn USD at 2026-06-30. It reports 87 offices. Established 1865. Collected from open registers.

On its own website: “First Mid is your trusted community bank for personal and business banking, loans, wealth management and more. Banking made personal.”

Legal name: First Mid Bank & Trust, National Association
Licence confirmed: yes, on a regulator's own list
Established: 1865
LEI: 549300XOTES5TCS8T794
Website: www.firstmid.com/

Scores, 0 to 10

7.5Lowest fees

The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “$0 monthly maintenance fee” · source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Financial strength & stability

Financial strength placed by total assets from the public register. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.0Cross-border payments, FX and multi-currency accounts

Its own business page names SWIFT, so payments can leave the country. The score stops at 4.0 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.