First Horizon Bank

Bank · Memphis, United States · overall 5.8 / 10

How this 5.8 is built

Average of 6 scored needs: 5.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 3 scores backed by filings or its own pages.

First Horizon Bank is recorded in the global register as a bank in Memphis, United States. The register shows its licence as licensed. Total assets 84.12 bn USD at 2026-06-30. It reports 416 offices. Established 1864. Collected from open registers.

On its own website: “First Horizon offers a variety of financial services nationwide. See how we serve our customers through personal, small business, commercial banking, and more.”

Legal name: First Horizon Bank
Licence confirmed: yes, on a regulator's own list
Established: 1864
Website: www.firsthorizon.com/

Scores, 0 to 10

8.0Lowest fees

The account has no monthly fee and domestic transfers cost at most 1 unit each. It stops short of 10 because international transfer and card prices were not part of this evidence. (BizEssentials Checking) Read as: “No monthly maintenance fee” · source

8.0Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.0Cross-border payments, FX and multi-currency accounts

Its own business page names SWIFT, so payments can leave the country. The score stops at 4.0 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.