Bank Index

First Financial Bank USA (SD) - Community Banking

Bank · Dakota Dunes, United States · overall 5.5 / 10

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How this 5.5 is built

Average of 6 scored needs: 5.5. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

1st Financial Bank USA is recorded in the global register as a bank in Dakota Dunes, United States. The register shows its licence as licensed. Total assets 1.40 bn USD at 2026-06-30. It reports 2 offices. Established 1910. Collected from open registers.

On its own website: “1st Financial Bank USA is committed to providing quality community banking services, and credit card and other financial services to college students and college graduates throughout the USA.”

Legal name
1st Financial Bank USA
Licence confirmed
yes, on a regulator's own list
Established
1910
Website
www.1fbusa.com/

Scores, 0 to 10

8.0Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.