FIRST COMMONWEALTH BANK

Bank · Indiana, United States · overall 5.9 / 10

How this 5.9 is built

Average of 6 scored needs: 5.9. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

First Commonwealth Bank is recorded in the global register as a bank in Indiana, United States. The register names Federal Deposit Insurance Corporation as its regulator and shows the licence as active. Total assets 12.18 bn USD at 2026-06-30. It reports 129 offices. Established 1880. Collected from open registers.

On its own website: “At First Commonwealth Bank, we put you first with personal banking, small business solutions, mortgages, insurance, wealth management and more. Get started now.”

Legal name: First Commonwealth Bank
Regulated by: Federal Deposit Insurance Corporation
Licence confirmed: yes, on a regulator's own list
Established: 1880
LEI: VN1JLT1F3FLLVN3FZG89
Website: fcbanking.com

Scores, 0 to 10

8.0Financial strength & stability

· source

7.5Lowest fees

The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “Business Checking No monthly service charge 4 250 free items per statement cycle 6 Non-interest bearing Treasury Management services are not available” · source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.