First Commerce Bank (NJ) - Business Online

Bank · Lakewood, United States · overall 5.6 / 10

How this 5.6 is built

Average of 6 scored needs: 5.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

First Commerce Bank is recorded in the global register as a bank in Lakewood, United States. The register names Federal Deposit Insurance Corporation as its regulator and shows the licence as active. Total assets 1.97 bn USD at 2026-06-30. It reports 11 offices. Established 2006. Collected from open registers.

On its own website: “Looking for a local community bank in New Jersey? Explore personal and business banking, lending and digital services from First Commerce Bank.”

Legal name: First Commerce Bank
Regulated by: Federal Deposit Insurance Corporation
Licence confirmed: yes, on a regulator's own list
Established: 2006
Website: www.firstcommercebk.com/

Scores, 0 to 10

7.5Lowest fees

The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “Learn More Premier Money Market Enjoy competitive rates, easy access to your funds, and no monthly fees as you work toward your financial goals” · source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Financial strength & stability

· source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.