First Central Savings Bank

Bank · Glen Cove, United States · overall 5.6 / 10

How this 5.6 is built

Average of 6 scored needs: 5.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

First Central Savings Bank is recorded in the global register as a bank in Glen Cove, United States. The register shows its licence as licensed. Total assets 1.03 bn USD at 2026-06-30. It reports 10 offices. Established 1999. Collected from open registers.

On its own website: “It's banking the way it used to be, only better. Your all-inclusive community bank blending tradition with modern services for a friendly, personalized experience.”

Legal name: First Central Savings Bank
Licence confirmed: yes, on a regulator's own list
Established: 1999
LEI: 549300F1COXL6UBFCP55
Website: firstcentralsavings.com

Scores, 0 to 10

7.5Lowest fees

The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “No monthly service fees.” · source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Financial strength & stability

· source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.