Bank Index

Finance Factors, Ltd.

Bank · Honolulu, United States · overall 4.8 / 10

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How this 4.8 is built

Average of 6 scored needs: 4.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. Scores set by its kind of institution.

Finance Factors, Ltd. is recorded in the global register as a bank in Honolulu, United States. The register shows its licence as licensed. Total assets 0.68 bn USD at 2026-06-30. It reports 14 offices. Established 1952. Collected from open registers. We have not checked this company by hand yet.

On its own website: “Helping Hawaii families reach their financial goals for over 74 years. Finance Factors offers competitive rates on home loans, HELOCs, savings, CDs, and IRAs. Discover why generations have trusted us with their financial future.”

Legal name
Finance Factors, Ltd.
Licence confirmed
yes, on a regulator's own list
Established
1952
LEI
254900E5RO9KE6OFNQ81
Website
financefactors.com

Scores, 0 to 10

6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.0Financial strength & stability
Financial strength placed by total assets from the public register. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.