Fifth Third Bank

Commercial bank · Cincinnati, United States

Fifth Third Bank is a national bank founded in Cincinnati in 1858 and is now the fourteenth largest bank in the United States, with USD 296.1 billion of consolidated assets and 1,501 domestic offices at 31 March 2026 after completing its merger with Comerica on 1 February 2026. It runs personal, business, commercial and wealth banking in the Midwest and Southeast, and its business banking site is organised around checking accounts, lending and treasury services for domestic companies. Everything it does is inside the United States: the Federal Reserve release shows no foreign offices, and accounts are dollar accounts.

Legal name: Fifth Third Bank, National Association
Regulated by: Office of the Comptroller of the Currency, Federal Reserve, FDIC
Licence confirmed: yes, on a regulator's own list
Established: 1858
Website: www.53.com

Scores, 0 to 10

8.0United States

Fourteenth largest US bank with USD 296.1 billion of assets and 1,501 domestic offices at 31 March 2026, offering business and commercial banking nationwide across its footprint. · source

8.0Financial strength & stability

USD 296.1 billion of consolidated assets, FDIC insured, fourteenth in the United States, and it absorbed Comerica in February 2026 rather than being absorbed. · source

7.0Customer satisfaction

Trustpilot 3.8 out of 5 from 959 reviews. · source

6.5On-ramp: buy crypto with fiat

Fifth Third sells no crypto, but in May 2025 its strategy chief said it already banks a small group of crypto companies for payroll and revenue collection, and Newline serves Circle, so it is open to crypto flows; no rule on business payments to exchanges is published. · source

6.0Off-ramp: crypto to fiat in a business account

Crypto companies use Fifth Third deposit accounts to collect revenue per the same May 2025 report, but there is no published source-of-funds process for exchange proceeds, so evidence for ordinary business clients is thin. · source

5.5Business cards (Visa, Mastercard)

Business credit and debit cards are part of the published business banking set, without virtual cards or per-card spend controls. · source

5.0Cross-border payments, FX and multi-currency accounts

Foreign currency exchange is offered as a service but the bank reports no foreign offices and publishes no currency list or FX margin. Treasury management is sold to commercial clients alongside a separate commercial banking arm, but with no foreign offices there is no cross-border cash pooling. · source

5.0Trade, manufacturing & import-export

A full commercial banking arm exists, but the bank reports no foreign offices, which limits the correspondent reach behind trade instruments. · source

4.5Lowest fees

Business checking is sold in tiers with monthly fees that can be waived on balance, and no single fee schedule is published on the business landing page. · source

4.5Best interest on business balances

Business savings and certificates of deposit are offered, but no rate or treasury sweep is published on the business banking pages. · source

4.5Fast digital onboarding

Applications start online but the bank runs 1,501 branches and directs business customers to a banker; no time to open is published. · source

4.5Online businesses: e-commerce and SaaS

Merchant services and business deposit accounts are offered domestically, with no multi-currency collection accounts for cross-border sellers. A software company is treated as any small business; there is no receiving account for non-US firms and no recurring revenue financing product. · source

4.5Stablecoins (USDC, USDT and others)

Newline provides stablecoin custody infrastructure to Circle per American Banker in April 2026, and a digital assets team works on stablecoin cross-border payments, but no business client can yet hold or pay out stablecoins at the bank. · source

4.0Fintech companies that need a partner bank

No safeguarding or agency banking product for payment firms is published on the business or commercial pages. · source

4.0Startups & VC-backed companies

Startups are handled as ordinary small businesses; there is no venture debt product or startup programme on the business pages. · source

3.0Crypto-friendly bank

Fifth Third publishes no policy on onboarding crypto exchanges, brokers or miners on its business banking pages. · source

3.0Foreign-owned & non-resident companies

A domestic branch bank with no foreign offices and no published policy for foreign-owned or non-resident-directed companies. · source

2.5High-risk verticals (iGaming, cannabis, adult, forex)

Nothing on the business banking pages offers an onboarding path for gambling, cannabis, adult or forex operators. · source

1.5Crypto wallet and custody for a business

Fifth Third has a Digital Assets product lead whose remit includes custody, but no crypto wallet or custody product for business clients is published, and its Newline unit's stablecoin custody work for Circle serves the issuer rather than ordinary companies, checked September 2026. · source

1.0Accept crypto payments

No crypto or stablecoin acceptance for merchants appears on Fifth Third business or Newline pages or in its 2025 Form 10-K, checked September 2026. · source

1.0Bitcoin

No bitcoin buying, custody or transfer is offered to business clients; the 2025 Form 10-K treats digital assets only as an emerging risk, checked September 2026. · source

1.0Ethereum

No ether trading, custody or staking is offered to business clients, and the 2025 Form 10-K names no such product, checked September 2026. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.