Bank Index

Farmers & Merchants Bank of Colby

Bank · Colby, United States · overall 5.6 / 10

Open in Bank Index

How this 5.6 is built

Average of 6 scored needs: 5.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Farmers & Merchants Bank of Colby is recorded in the global register as a bank in Colby, United States. The register names Federal Deposit Insurance Corporation as its regulator and shows the licence as active. Total assets 0.65 bn USD at 2026-06-30. It reports 5 offices. Established 1998. Collected from open registers.

On its own website: “At Farmers & Merchants Bank services the community since 1983 helping families, farmers, and businesses in northwest Kansas and Colorado”

Legal name
Farmers & Merchants Bank of Colby
Regulated by
Federal Deposit Insurance Corporation
Licence confirmed
yes, on a regulator's own list
Established
1998
Website
fmbcolby.com

Scores, 0 to 10

7.5Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Account Highlights : $5 monthly service charge Earnings credit – $” · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.