Bank Index

F&M Bank and Trust (IA)

Bank · Burlington, United States · overall 5.3 / 10

Open in Bank Index

How this 5.3 is built

Average of 6 scored needs: 5.3. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

Farmers & Merchants Bank & Trust is recorded in the global register as a bank in Burlington, United States. The register shows its licence as licensed. Total assets 0.21 bn USD at 2026-06-30. It reports 4 offices. Established 1916. Collected from open registers.

On its own website: “F&M Bank & Trust has proudly served Southeast Iowa since 1916 with local banking, lending, and trusted financial services.”

Legal name
Farmers & Merchants Bank & Trust
Licence confirmed
yes, on a regulator's own list
Established
1916
Website
www.fmbanktrust.bank/

Scores, 0 to 10

6.5Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.