Bank Index

European Merchant Bank UAB

Bank · Vilniaus m. sav. Vilnius, Lithuania · overall 5.0 / 10

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How this 5.0 is built

Average of 6 scored needs: 5.0. Regulation in Lithuania: 90/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

European Merchant Bank UAB is recorded in the global register as a bank in Vilniaus m. sav. Vilnius, Lithuania. The register names European Central Bank, list of monetary financial institutions as its regulator and shows the licence as licensed. Established 2016. Collected from open registers.

On its own website: “Direct access to banking services in the spirit of open banking practices. Bank accounts, lending, cards, deposits, trade finance and more.”

Legal name
European Merchant Bank UAB
Regulated by
European Central Bank, list of monetary financial institutions
Licence confirmed
yes, on a regulator's own list
Established
2016
LEI
254900TRQWSAA6UDK962
Website
em.bank

Scores, 0 to 10

6.0Europe (EU, EEA, Switzerland)
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Financial strength & stability
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Cross-border payments, FX and multi-currency accounts
Its own business page names SEPA, SEPA Instant, SWIFT, TARGET2, so payments can leave the country. The score stops at 4.5 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.