Dream First Bank - Digital Bank

Bank · Syracuse, United States · overall 5.2 / 10

How this 5.2 is built

Average of 6 scored needs: 5.2. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Dream First Bank, National Association is recorded in the global register as a bank in Syracuse, United States. The register shows its licence as licensed. Total assets 0.96 bn USD at 2026-06-30. It reports 13 offices. Established 1906. Collected from open registers.

On its own website: “For over 100 years, Dream First Bank has been helping people in southwest Kansas achieve their dreams. Let us help you reach your dreams!”

Legal name: Dream First Bank, National Association
Licence confirmed: yes, on a regulator's own list
Established: 1906
Website: www.dreamfirst.bank/

Scores, 0 to 10

6.5Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “With a modest $15 monthly service charge, transaction items at just 15¢ each, and coin and currency deposits at 50¢ per $1,000, it's the account that” · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.