Dollar Bank

Commercial bank · Pittsburgh, United States

Dollar Bank is a federal savings bank founded in Pittsburgh in 1855 and supervised by the OCC. FDIC data show USD 12.70 billion of assets, USD 10.01 billion of deposits and 91 offices at 30 June 2026, spread across northeast Ohio, western Pennsylvania, Hampton Roads in Virginia and the Cumberland Narrows in Maryland. Its Free Business Checking account has no monthly service charge, no minimum balance, 300 free transactions a month and a free Business Debit Mastercard. Corporate customers get treasury management with ACH, remote deposit, fraud protection, zero balance accounts and sweeps, plus standby and documentary letters of credit issued directly or through international correspondent banks.

Legal name: Dollar Bank, Federal Savings Bank
Regulated by: OCC (federal savings bank charter), FDIC (deposit insurance, certificate 32245)
Licence confirmed: yes, on a regulator's own list
Established: 1855
Website: www.dollar.bank

Scores, 0 to 10

8.0Lowest fees

Free Business Checking carries no monthly service charge and no minimum balance, with 300 free transactions and USD 5,000 of free cash deposits each month and a free Business Debit Mastercard. · source

7.0Financial strength & stability

FDIC data at 30 June 2026 show USD 12.70 billion of assets, USD 1.31 billion of equity and USD 38.3 million of net income in the half year. · source

7.0Customer satisfaction

The consumer app scores 4.7 out of 5 from 23,352 ratings, but the Business Mobile Banking app scores 1.6 out of 5 from 20 ratings. · source

6.0United States

OCC-chartered federal savings bank with FDIC certificate 32245, 91 offices and USD 10.0 billion of deposits, but coverage is four regional markets rather than nationwide. · source

5.5Trade, manufacturing & import-export

Standby and documentary letters of credit are issued for domestic and international trade, directly or through international banking correspondents, alongside a corporate international trade desk. · source

5.0Best interest on business balances

Business Relationship Savings pays 1.50 percent APY up to USD 50,000 and Business Checking with Interest 0.50 percent APY, but the 91-day business CD pays only 0.060 percent APY. · source

5.0Business cards (Visa, Mastercard)

A free Business Debit Mastercard comes with Free Business Checking and the bank offers a Business Preferred Credit Card with cash back, but no virtual cards or per-card spend limits are advertised. · source

4.0Cross-border payments, FX and multi-currency accounts

International trade transactions are handled through affiliations with international banks; the bank publishes no multi-currency account and no foreign exchange rate. Payables with ACH credit and bill pay, receivables with ACH debit and remote deposit, fraud protection, zero balance accounts and an automatic borrow sweep, all in US dollars with no cross-border pooling. · source

4.0Fast digital onboarding

The business checking page directs applicants to schedule an appointment and bring documents to an office, and publishes no online application or time to open. · source

4.0Online businesses: e-commerce and SaaS

The bank sells card acceptance in store, online and on the go, online bill payment, remote deposit and customer financing, but no multi-currency collection account or marketplace payouts. No API, accounting integration or foreign-currency receiving account is offered; a software company would use the same Free Business Checking as any local SME. · source

3.5Crypto-friendly bank

Dollar Bank publishes no policy on crypto exchanges, brokers or miners on its small business, corporate or treasury pages. · source

3.5Startups & VC-backed companies

Small business lending covers a Business Express Loan, lines of credit, term loans and government loans, but there is no venture debt, no cap table integration and no startup programme. · source

3.5High-risk verticals (iGaming, cannabis, adult, forex)

Dollar Bank publishes no policy on gambling, cannabis, adult or forex clients on its small business or corporate pages. · source

2.5Fintech companies that need a partner bank

Neither the corporate nor the treasury pages mention safeguarding accounts, banking-as-a-service, sponsor banking or correspondent services for payment institutions. · source

2.0Foreign-owned & non-resident companies

Business accounts are opened by appointment at an office in one of four regional markets, and no route is published for a company whose owners live abroad. · source

1.0Crypto wallet and custody for a business

No crypto holding for business clients: Dollar Bank's treasury management pages list ACH, remote deposit, card acceptance and sweeps only, and no digital asset product was found in press, checked September 2026. · source

1.0Accept crypto payments

Dollar Bank's business payment acceptance covers ACH debit, remote deposit and card payments, with no crypto or stablecoin option, checked September 2026. · source

1.0Bitcoin

No bitcoin buying, custody or funds for business or personal clients were found on Dollar Bank's pages or in press, checked September 2026. · source

1.0Ethereum

No ether product of any kind was found on Dollar Bank's pages or in press, checked September 2026. · source

1.0Stablecoins (USDC, USDT and others)

No stablecoin accounts, payouts or settlement network membership was found on Dollar Bank's treasury pages or in press, checked September 2026. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.