Deutsche Bank

Universal bank · Frankfurt, Germany

Deutsche Bank is Germany's largest bank, a bucket 1 G-SIB present in 55 countries with 89,879 employees. Its Corporate Bank provides cash management, trade finance and securities services to corporates worldwide and, in Germany, serves small businesses through the Deutsche Bank, Postbank and FYRST brands. It earned EUR 4.1 billion after tax in H1 2026 with a 13.9% CET1 ratio. It ran a live Project Agora tokenised-deposit test in July 2026 and plans crypto custody with Bitpanda and Taurus; BaFin fined it EUR 23.05 million in February 2025.

Legal name: Deutsche Bank AG
Regulated by: ECB (SSM), BaFin, Deutsche Bundesbank, Federal Reserve (US), PRA/FCA (UK), MAS (Singapore)
Licence confirmed: yes, on a regulator's own list
Established: 1870
Website: www.db.com

Scores, 0 to 10

9.0Europe (EU, EEA, Switzerland)

Largest German bank with full domestic rails, Postbank and FYRST for small business, Corporate Bank entities across the EU and a EUR 23.05 million BaFin fine in February 2025. · source

8.5Cross-border payments, FX and multi-currency accounts

Corporate Bank runs cash management in 55 countries with Asia-Pacific hubs in Singapore and Hong Kong; Ant International partnership adds an AI FX model to cut currency costs for merchants, but SME margins are not published. Global Hausbank strategy: Corporate Bank provides treasury, cash management and securities services in 55 countries, ranked with global transaction banks. · source

8.5Trade, manufacturing & import-export

Corporate Bank trade finance and lending across 55 countries with Global Transaction Banking coverage of 60 countries stated on the India site. · source

8.5Financial strength & stability

FSB bucket 1 G-SIB, CET1 13.9% at June 2026, ratings A1/A/A+ with positive outlooks from S&P and Fitch. · source

7.0Asia-Pacific (SG, HK, AU, JP, KR)

Singapore and Hong Kong are the dual Asia-Pacific hubs, established over 50 years ago, with Corporate Bank treasury and securities services; branches in Japan and 16 Indian cities. · source

7.0On-ramp: buy crypto with fiat

Since June 2024 Deutsche Bank has processed incoming real-time payments and provided German IBANs for the regulated broker Bitpanda, and a 2026 guide reports SEPA transfers to Bybit and Kraken clearing without a call; no written policy for business clients funding exchanges is published. · source

7.0Off-ramp: crypto to fiat in a business account

The same 2024 Bitpanda arrangement covers outgoing payments from the exchange to users, so the bank routinely moves exchange proceeds; no published source-of-funds process for corporate accounts receiving crypto proceeds was found. · source

6.5Business cards (Visa, Mastercard)

Deutsche Bank business accounts include up to two Deutsche Bank Card Business debit cards and two BusinessCard Mastercard credit cards, with BusinessCard Direct free in year one then EUR 24 a year and higher tiers at EUR 29 to 850. · source

6.0Latin America, Africa & South Asia

Branches in 16 Indian cities since 1980 plus an IFSC Banking Unit at GIFT City (2022) and Corporate Bank coverage across 60 countries. · source

6.0Fintech companies that need a partner bank

Partnership with Ant International (June 2025) covers merchant acquiring via Antom and SME collections and payments via WorldFirst, but no safeguarding or BaaS programme for third-party EMIs was found. · source

6.0Online businesses: e-commerce and SaaS

Cross-border merchant payment solutions with Ant International for global merchants expanding in EMEA and Asia, but no in-house SME acquiring product in Germany. The Business Währungskonto lets a company hold liquidity in more than 30 currencies and exchange 20 of them at real-time rates in online banking, but no API or accounting integration is published. · source

5.0United Kingdom

London is a major Investment Bank and Corporate Bank hub serving corporates, but Deutsche Bank offers no UK business current accounts for SMEs. · source

5.0United States

Deutsche Bank Americas serves corporate and institutional clients under Federal Reserve supervision, with core Investment Bank and Corporate Bank operations in New York; no US small-business accounts. · source

4.5Stablecoins (USDC, USDT and others)

The stablecoin sits with the group's asset manager DWS, a co-owner of AllUnity, which issues EURAU, a BaFin-licensed MiCA euro token launched in July 2025 for onboarded institutional and corporate clients; Deutsche Bank itself offers no stablecoin accounts or payouts and joined the 21-bank US dollar stablecoin venture announced on 1 September 2026 for a 2027 launch. · source

4.0Canada

Deutsche Bank AG Canada Branch at 199 Bay Street, Toronto, serves corporate, institutional and government clients only. · source

4.0Middle East & Gulf

Wikipedia records a Private Bank presence in Dubai and Corporate Bank coverage of APAC and MEA under one head, but no free-zone SME onboarding. · source

4.0Crypto-friendly bank

No blanket block on SEPA payments to MiCA-licensed exchanges and a corporate custody service with Bitpanda Technology Solutions and Taurus targeted for 2026, but no stated policy of onboarding crypto businesses. · source

4.0Lowest fees

Business banking in Germany runs through Deutsche Bank, Postbank and FYRST brands with monthly account fees; specific 2026 fee schedules were not verifiable online. · source

4.0Best interest on business balances

Corporate Bank offers treasury and liquidity products to corporates, but no published yield on small-business balances was found. · source

4.0Foreign-owned & non-resident companies

The Geschäftskonto is a German euro account opened online or with an adviser for businesses in Germany; the pages publish no rule on directors abroad and no remote path for foreign-incorporated firms. · source

3.5Fast digital onboarding

Foreign-founder applications routinely take 4 to 8 weeks and traditional German banks may require physical original documents (guide updated May 2026). · source

3.5Startups & VC-backed companies

No dedicated startup banking unit; FYRST digital brand targets small businesses and the self-employed, and foreign founders face 4 to 8 week onboarding. · source

3.5High-risk verticals (iGaming, cannabis, adult, forex)

No published policy on gambling, adult, cannabis or forex clients was found on the Deutsche Bank pages opened today. · source

3.0Bitcoin

The bank offers no bitcoin purchase, wallet or custody to private or business clients; price exposure is only through Xetra-listed crypto ETNs in a maxblue securities account, and institutional custody is still pending, checked September 2026. · source

3.0Ethereum

Same position as bitcoin: ether exposure only through listed ETNs in maxblue, no ether custody or transfers, checked September 2026. · source

2.0Customer satisfaction

Trustpilot 1.4 out of 5 from 2,643 reviews (deutsche-bank.de) with 83% one-star. · source

2.0Crypto wallet and custody for a business

Deutsche Bank said in July 2025 it aims to launch institutional crypto custody in 2026 with Bitpanda's technology arm and Taurus, but no launch was found by September 2026 and its own 9 September 2026 custody article announces no live service. · source

1.0Accept crypto payments

Deutsche Bank's merchant acquiring unit lists card acquiring and 30+ account-based and alternative payment methods, with no crypto or stablecoin acceptance, checked September 2026. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.