DESERT RIVERS

Credit union · Moab, United States · overall 2.9 / 10

Open in Bank Index

How this 2.9 is built

Average of 12 scored needs: 2.9. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Desert Rivers is recorded in the global register as a credit union in Moab, United States. The register names National Credit Union Administration as its regulator and shows the licence as active. Total assets 0.11 bn USD at 2026-03-31. Collected from open registers.

On its own website: “Desert Rivers is your local credit union where "we're for people, not profit!" We have loans for all members at great rates no matter their credit score.”

Legal name: Desert Rivers
Regulated by: National Credit Union Administration
Licence confirmed: yes, on a regulator's own list
Website: www.desertriverscu.com/

Scores, 0 to 10

7.5Lowest fees

The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “DRCU BENEFITS No monthly fees e-statements are available Competitive rates Link to business checking for overdraft protection Product Choices Savings” · source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Financial strength & stability

5.5Best interest on business balances

A credit union serves a defined membership in one area and does not sell international business banking. · source

4.0Fast digital onboarding

A credit union serves a defined membership in one area and does not sell international business banking. · source

2.5Business cards (Visa, Mastercard)

A credit union serves a defined membership in one area and does not sell international business banking. · source

2.0Startups & VC-backed companies

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.5Crypto-friendly bank

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.5Fintech companies that need a partner bank

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.5Online businesses: e-commerce and SaaS

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.0Cross-border payments, FX and multi-currency accounts

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.0Trade, manufacturing & import-export

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.0Foreign-owned & non-resident companies

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.0High-risk verticals (iGaming, cannabis, adult, forex)

A credit union serves a defined membership in one area and does not sell international business banking. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.