DESERET FIRST is recorded in the global register as a credit union in West Valley City, United States. The register names NCUA as its regulator and shows the licence as active. Total assets 1.27 bn USD at 2026-06-30. Collected from open registers.
On its own website: “Join DFCU to experience values-aligned banking. Free checking, high-yield mission savings, loans, mobile tools, and real human support.”
Scores, 0 to 10
7.5Lowest feesThe bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “no monthly fees” ·
source 6.0United StatesLicensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet.
6.0Financial strength & stability 5.5Best interest on business balancesA credit union serves a defined membership in one area and does not sell international business banking.
4.0Fast digital onboardingA credit union serves a defined membership in one area and does not sell international business banking.
2.5Business cards (Visa, Mastercard)A credit union serves a defined membership in one area and does not sell international business banking.
2.0Startups & VC-backed companiesA credit union serves a defined membership in one area and does not sell international business banking.
1.5Crypto-friendly bankA credit union serves a defined membership in one area and does not sell international business banking.
1.5Fintech companies that need a partner bankA credit union serves a defined membership in one area and does not sell international business banking.
1.5Online businesses: e-commerce and SaaSA credit union serves a defined membership in one area and does not sell international business banking.
1.0Cross-border payments, FX and multi-currency accountsA credit union serves a defined membership in one area and does not sell international business banking.
1.0Trade, manufacturing & import-exportA credit union serves a defined membership in one area and does not sell international business banking.
1.0Foreign-owned & non-resident companiesA credit union serves a defined membership in one area and does not sell international business banking.
1.0High-risk verticals (iGaming, cannabis, adult, forex)A credit union serves a defined membership in one area and does not sell international business banking.
Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.
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