Bank Index
Credit moderne Ocean Indien
E-money or payment institution · Sainte-Clotilde Cedex, France · overall 4.8 / 10
How this 4.8 is built
Average of 10 scored needs: 4.8. Regulation in France: 85/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.
Crédit moderne Océan Indien is recorded in the global register as an e-money or payment institution in Sainte-Clotilde Cedex, France. The register names Autorité de contrôle prudentiel et de résolution (ACPR) as its regulator and shows the licence as licensed. Established 1985. Collected from open registers.
- Legal name
- Crédit moderne Océan Indien
- Regulated by
- Autorité de contrôle prudentiel et de résolution (ACPR)
- Licence confirmed
- yes, on a regulator's own list
- Established
- 1985
- LEI
- 969500T8QYO52ACKT375
- Website
- thebanks.eu
Scores, 0 to 10
6.0Europe (EU, EEA, Switzerland)
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet.
6.0Fast digital onboarding
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing.
6.0Online businesses: e-commerce and SaaS
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing.
5.5Lowest fees
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing.
5.5Fintech companies that need a partner bank
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing.
5.5Startups & VC-backed companies
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing.
5.0Business cards (Visa, Mastercard)
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing.
4.5Cross-border payments, FX and multi-currency accounts
Its own business page names SEPA, SEPA Instant, SWIFT, so payments can leave the country. The score stops at 4.5 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source
4.5Financial strength & stability
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
3.5Trade, manufacturing & import-export
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing.
2.0Best interest on business balances
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing.
Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.