Commercial Bank (MI)

Bank · Ithaca, United States · overall 4.8 / 10

How this 4.8 is built

Average of 6 scored needs: 4.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

Commercial Bank is recorded in the global register as a bank in Ithaca, United States. The register shows its licence as licensed. Total assets 0.55 bn USD at 2026-06-30. It reports 11 offices. Established 1962. Collected from open registers.

On its own website: “Commercial Bank is committed to being the top option for Michigan banking and Michigan loans. Contact us for home loans, business loans, or deposit account.”

Legal name: Commercial Bank
Licence confirmed: yes, on a regulator's own list
Established: 1962
Website: www.commercial-bank.com/

Scores, 0 to 10

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Lowest fees

The bank's own page names a monthly account charge, and per-item pricing on top of it. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “40 per item $5 Monthly Maintenance Fee (waived if an average daily balance of $5000 is maintained) $5 Paper Statement Fee* Preferred Business Checking” · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.0Financial strength & stability

Financial strength placed by total assets from the public register. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.