Clear Lake Bank & Trust

Bank · Clear Lake, United States · overall 5.3 / 10

How this 5.3 is built

Average of 6 scored needs: 5.3. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

Clear Lake Bank and Trust Company is recorded in the global register as a bank in Clear Lake, United States. The register shows its licence as licensed. Total assets 0.65 bn USD at 2026-06-30. It reports 5 offices. Established 1934. Collected from open registers.

On its own website: “<meta name="description" content="If you need online banking solutions in Clear Lake, IA, you've come to the right place! Trust us for all your financial needs with flexible options.">”

Legal name: Clear Lake Bank and Trust Company
Licence confirmed: yes, on a regulator's own list
Established: 1934
Website: www.clearlakebank.bank/

Scores, 0 to 10

7.5Lowest fees

The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “Simple Business A simple flat-fee account exclusive for our Sole-Proprietors & Single-Member LLCs No minimum balance $0 monthly service charge UNLIMITED transactions $5 p” · source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.0Financial strength & stability

Financial strength placed by total assets from the public register. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.