Bank Index

Citizens State Bank of La Crosse

Bank · La Crosse, United States · overall 5.3 / 10

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How this 5.3 is built

Average of 6 scored needs: 5.3. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Citizens State Bank of La Crosse is recorded in the global register as a bank in La Crosse, United States. The register names Federal Deposit Insurance Corporation as its regulator and shows the licence as active. Total assets 0.65 bn USD at 2026-06-30. It reports 4 offices. Established 1907. Collected from open registers.

On its own website: “Community bank the way it used to be, only more fun! Citizens State Bank provides personal banking, business banking, home loans, checking accounts, and more.”

Legal name
Citizens State Bank of La Crosse
Regulated by
Federal Deposit Insurance Corporation
Licence confirmed
yes, on a regulator's own list
Established
1907
LEI
5493008L7BNNEPSS6V79
Website
citizensstatebank.us

Scores, 0 to 10

8.0Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.0Lowest fees
The bank's own page names a monthly account charge, and per-item pricing on top of it. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “50 monthly service fee and $0.15 fee per item  Fees are offset by an earnings credit  Free Internet banking  Free business debit card  Free overdr” · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.