Citizens National Bank of Park Rapids

Bank · Park Rapids, United States · overall 5.3 / 10

How this 5.3 is built

Average of 6 scored needs: 5.3. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

The Citizens National Bank of Park Rapids is recorded in the global register as a bank in Park Rapids, United States. The register shows its licence as licensed. Total assets 0.40 bn USD at 2026-06-30. It reports 1 offices. Established 1933. Collected from open registers.

On its own website: “At Citizens National Bank we are a community focused bank where our customers come first. 300 1st St. W P.O. Box 231, Park Rapids, MN (218)732-3393”

Legal name: The Citizens National Bank of Park Rapids
Licence confirmed: yes, on a regulator's own list
Established: 1933
Website: www.cnbbank.com/

Scores, 0 to 10

7.5Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Lowest fees

The bank's own page names a monthly account charge, and per-item pricing on top of it. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Hometown Interest Checking features 10 FREE bill payments then $0.40 per each additional payment. With any other type of checking account, there is a $5 monthly fee for up to 10 transactions. If you have more than 10 tra” · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.