Bank Index

Citizens Bank of the South

Bank · Sandersville, United States · overall 5.8 / 10

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How this 5.8 is built

Average of 6 scored needs: 5.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Citizens Bank of the South is recorded in the global register as a bank in Sandersville, United States. The register shows its licence as licensed. Total assets 0.40 bn USD at 2026-06-30. It reports 3 offices. Established 1965. Collected from open registers.

Legal name
Citizens Bank of the South
Licence confirmed
yes, on a regulator's own list
Established
1965
Website
www.cbots.com/

Scores, 0 to 10

8.5Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “00 on any day of the month, a $5.00 minimum balance fee is applied 2 free withdrawals are allowed per month, a $5” · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.