Cincinnatus Savings & Loan

Bank · Cincinnati, United States · overall 4.8 / 10

How this 4.8 is built

Average of 6 scored needs: 4.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

The Cincinnatus Savings & Loan Co. is recorded in the global register as a bank in Cincinnati, United States. The register shows its licence as licensed. Total assets 0.19 bn USD at 2026-06-30. It reports 3 offices. Established 1885. Collected from open registers.

On its own website: “Cincinnatus Savings & Loan 877-661-6903 Cincinnati community bank - Personal and business checking, savings, mortgages, home equity, CD’s”

Legal name: The Cincinnatus Savings & Loan Co.
Licence confirmed: yes, on a regulator's own list
Established: 1885
Website: cincinnatussl.com

Scores, 0 to 10

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Lowest fees

The bank's own page names a monthly account charge, and per-item pricing on top of it. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Commercial Checking Maximize Your Potential Monthly Service fee: $10.00, .15 per item fee, additional $10.00 fee if balance goes below $500 Minimum Initial Deposit: $500” · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.0Financial strength & stability

Financial strength placed by total assets from the public register. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.