Bank Index
Centra Credit Union
Credit union · Columbus, United States · overall 2.6 / 10
How this 2.6 is built
Average of 12 scored needs: 2.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.
Centra is recorded in the global register as a credit union in Columbus, United States. Total assets 2.38 bn USD at 2026-03-31. Established 1971. Collected from open registers.
On its own website: “Centra Credit Union is based in Columbus, Indiana and offers checking, savings, loan, mortgage, investment services, and digital banking to our Members.”
- Legal name
- Centra
- Licence confirmed
- not confirmed yet
- Established
- 1971
- LEI
- 5493007LUU2DLS755O60
- Website
- www.centra.org/
Scores, 0 to 10
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Lowest fees
The account escapes its monthly charge only on a condition the bank sets, so the price depends on the balance a business keeps. It reads: “Features: 750 free monthly transactions¹ ($0.25 per transaction once exceeded) No monthly maintenance fee if you maintain an average daily balance of” · source
5.5Best interest on business balances
A credit union serves a defined membership in one area and does not sell international business banking. · source
5.0Financial strength & stability
Financial strength placed by total assets from the public register. · source
4.0Fast digital onboarding
A credit union serves a defined membership in one area and does not sell international business banking. · source
2.5Business cards (Visa, Mastercard)
A credit union serves a defined membership in one area and does not sell international business banking. · source
2.0Startups & VC-backed companies
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Crypto-friendly bank
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Fintech companies that need a partner bank
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Online businesses: e-commerce and SaaS
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Cross-border payments, FX and multi-currency accounts
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Trade, manufacturing & import-export
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Foreign-owned & non-resident companies
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0High-risk verticals (iGaming, cannabis, adult, forex)
A credit union serves a defined membership in one area and does not sell international business banking. · source
Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.