Broadway Bank

Commercial bank · San Antonio, United States

Broadway Bank is a privately owned national bank founded in San Antonio in 1941 and regulated by the OCC. FDIC data show USD 5.42 billion of assets, USD 4.86 billion of deposits and 31 offices at 30 June 2026, all of them in Texas. For companies it sells four business checking accounts, business savings and CDs, SBA and commercial loans, business credit cards issued by Elan Financial Services, and treasury services covering payables, receivables, sweeps and fraud tools. Everything is in US dollars: the bank publishes no multi-currency account, no foreign exchange product and no trade finance.

Legal name: Broadway National Bank
Regulated by: OCC (primary federal regulator, national bank charter), FDIC (deposit insurance, certificate 15797)
Licence confirmed: yes, on a regulator's own list
Established: 1941
Website: broadway.bank

Scores, 0 to 10

8.0Customer satisfaction

Broadway Bank Mobile holds 4.8 out of 5 from 9,833 ratings on the US App Store. · source

7.0Financial strength & stability

FDIC data for 30 June 2026 show USD 5.42 billion of assets, USD 493 million of equity and USD 49.5 million of net income in the half year. · source

6.5Lowest fees

Essentials Business Checking is USD 4 a month with 150 free items, USD 0.50 per item after that, a free Business Visa debit card and free bill pay; paper statements cost USD 3. · source

5.5United States

OCC national bank charter with FDIC insurance under certificate 15797, ACH and Fedwire access and 31 offices, but all of them are in Texas rather than nationwide. · source

4.5Fast digital onboarding

The business checking pages carry an Open An Account button, but the bank serves customers through 31 Texas financial centres and publishes no time to open. · source

4.5Business cards (Visa, Mastercard)

A free Business Visa debit card comes with the checking account and Elan Financial Services issues the business credit cards with no fee for employee cards, but no virtual cards or per-card spend limits are advertised. · source

3.5Crypto-friendly bank

Broadway Bank publishes no policy on crypto exchanges, brokers or miners anywhere in its business banking or treasury pages. · source

3.5Cross-border payments, FX and multi-currency accounts

Treasury Solutions covers payables, receivables, liquidity and fraud but lists no multi-currency accounts and no foreign exchange service; the published rate sheet is US dollar only. Payables, receivables, sweep and liquidity management, fraud prevention and the iBIZ platform are offered, but in a single currency with no cross-border cash pooling. · source

3.5Best interest on business balances

Preferred Business Checking pays 0.05 percent APY and the money market account 0.25 percent APY up to USD 49,999.99, while the three-month CD pays 2.85 percent APY on USD 1,000. · source

3.5Online businesses: e-commerce and SaaS

Card acceptance runs through an outside credit card processing partner, and keeping an active merchant account with that partner waives the USD 4 monthly checking fee. There is no API, no accounting integration and no multi-currency receiving account in the business line; a software company would be treated as any other Texas SME. · source

3.5Startups & VC-backed companies

Business checking is described as designed for startups through to large companies, but there is no venture debt, no cap table integration and no startup programme. · source

3.5High-risk verticals (iGaming, cannabis, adult, forex)

Broadway Bank publishes no policy on gambling, cannabis, adult or forex clients on its business or treasury pages. · source

2.5Fintech companies that need a partner bank

Neither the business nor the treasury pages mention safeguarding accounts, banking-as-a-service, sponsor banking or correspondent services for payment firms. · source

2.5Trade, manufacturing & import-export

Business lending is SBA loans, working capital loans, lines of credit, equipment and commercial real estate; no letters of credit, guarantees or documentary collections are listed. · source

2.0Foreign-owned & non-resident companies

The bank publishes no route for companies whose owners live abroad and serves customers through Texas financial centres. · source

1.0Crypto wallet and custody for a business

No crypto holding for business clients: a search of broadway.bank for crypto returns a single 2021 market commentary on bitcoin risks and no product, checked September 2026. · source

1.0Accept crypto payments

No crypto or stablecoin acceptance for merchants was found by a search of broadway.bank or in press, checked September 2026. · source

1.0Bitcoin

Broadway Bank's only bitcoin content is a May 2021 wealth commentary on its risks; no buying, custody or funds are offered, checked September 2026. · source

1.0Ethereum

No ether product was found in the site search, business pages or press, checked September 2026. · source

1.0Stablecoins (USDC, USDT and others)

No stablecoin accounts, payouts or settlement network membership was found in the site search or press, checked September 2026. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.