Bivial AG

E-money or payment institution · Zug, Switzerland · overall 4.8 / 10

Open in Bank Index

How this 4.8 is built

Average of 10 scored needs: 4.8. Regulation in Switzerland: 98/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

Bivial AG is recorded in the global register as an e-money or payment institution in Zug, Switzerland. The register names Swiss Financial Market Supervisory Authority as its regulator and shows the licence as licensed. Established 2019. Collected from open registers.

On its own website: “Multi-currency accounts, global payment acceptance and disbursement for digital businesses.”

Legal name: Bivial AG
Regulated by: Swiss Financial Market Supervisory Authority
Licence confirmed: yes, on a regulator's own list
Established: 2019
LEI: 5067005YN156V1P43334
Website: www.bivial.com/

Scores, 0 to 10

6.0Europe (EU, EEA, Switzerland)

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Fast digital onboarding

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

6.0Online businesses: e-commerce and SaaS

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.5Lowest fees

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.5Fintech companies that need a partner bank

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.5Startups & VC-backed companies

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.0Business cards (Visa, Mastercard)

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

4.5Cross-border payments, FX and multi-currency accounts

The company names SEPA, SWIFT. The score is held back because the FX margin and the number of currencies were not published in this evidence. Read as: “SEPA-, SWIFT-” · source

4.0Financial strength & stability

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

3.5Trade, manufacturing & import-export

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

2.0Best interest on business balances

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.