Beneficial State Bank

Bank · OAKLAND, United States · overall 5.1 / 10

How this 5.1 is built

Average of 6 scored needs: 5.1. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 3 scores backed by filings or its own pages.

BENEFICIAL STATE BANK is recorded in the global register as a bank in OAKLAND, United States. The register shows its licence as licensed. Total assets 2.03 bn USD at 2026-06-30. It reports 9 offices. Established 2007. Collected from open registers.

On its own website: “Banks are powerful, but so are you. Banking for individuals, businesses, and nonprofits that want their money to nourish our communities and the…”

Legal name: BENEFICIAL STATE BANK
Licence confirmed: yes, on a regulator's own list
Established: 2007
LEI: 254900NHOEZ7DNCIQG48
Website: www.beneficialstatebank.com/

Scores, 0 to 10

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Minimum opening balance: $100 Service charge: $0 150 free transactions/month; then $0” · source

6.0Financial strength & stability

· source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.0Cross-border payments, FX and multi-currency accounts

Its own business page names SWIFT, so payments can leave the country. The score stops at 4.0 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.