Bank Index
BANK OF UTICA
Bank · Utica, United States · overall 5.9 / 10
How this 5.9 is built
Average of 6 scored needs: 5.9. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.
Bank of Utica is recorded in the global register as a bank in Utica, United States. The register shows its licence as licensed. Total assets 1.51 bn USD at 2026-06-30. It reports 1 offices. Established 1927. Collected from open registers.
On its own website: “Where other banks have their branches... We have our roots”
- Legal name
- Bank of Utica
- Licence confirmed
- yes, on a regulator's own list
- Established
- 1927
- Website
- bankofutica.com
Scores, 0 to 10
8.0Financial strength & stability
· source
7.5Lowest fees
The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “No annual fees No minimum balance required No monthly maintenance charge 200 items per month - Free 0.25 per item after No fee for ACH transaction* Free Online Banking, B” · source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.