Bank Index

Bank of The James

Bank · Lynchburg, United States · overall 5.0 / 10

Open in Bank Index

How this 5.0 is built

Average of 6 scored needs: 5.0. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

Bank of the James is recorded in the global register as a bank in Lynchburg, United States. The register names Federal Deposit Insurance Corporation as its regulator and shows the licence as active. Total assets 1.03 bn USD at 2026-06-30. It reports 22 offices. Established 1999. Collected from open registers.

On its own website: “Bank of the James is a community-focused financial institution that operates several branches throughout Central Virginia. Learn more about us on our website.”

Legal name
Bank of the James
Regulated by
Federal Deposit Insurance Corporation
Licence confirmed
yes, on a regulator's own list
Established
1999
Website
bankofthejames.bank

Scores, 0 to 10

6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Financial strength & stability
· source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.