Bank Index

Bank of Central Florida

Bank · Lakeland, United States · overall 5.0 / 10

Open in Bank Index

How this 5.0 is built

Average of 6 scored needs: 5.0. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

Bank of Central Florida is recorded in the global register as a bank in Lakeland, United States. The register shows its licence as licensed. Total assets 1.25 bn USD at 2026-06-30. It reports 6 offices. Established 2007. Collected from open registers.

On its own website: “Bank of Central Florida has a team of Bankers who serve the local marketplace with financial solutions. Every client receives a one-to-one relationship manager to assist them in navigating checking accounts, savings accounts, and loans that best suit their personal banking and business needs.”

Legal name
Bank of Central Florida
Licence confirmed
yes, on a regulator's own list
Established
2007
Website
www.bankofcentralflorida.com/

Scores, 0 to 10

6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Financial strength & stability
· source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.