Banco Santander, S.A.

Bank · Santander, Spain · overall 4.1 / 10

How this 4.1 is built

Average of 6 scored needs: 4.1. Regulation in Spain: 79/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Banco Santander, S.A. is recorded in the global register as a bank in Santander, Spain. The register shows its licence as emd revoked - authorised emi. Total assets 1626.89 bn USD at 2015-01-01. Established 1857. Collected from open registers.

On its own website: “Encuentra información y productos financieros para particulares como cuentas, tarjetas, préstamos, hipotecas, planes de pensiones o fondos de inversión.”

Legal name: Banco Santander, S.A.
Licence confirmed: yes, on a regulator's own list
Established: 1857
LEI: 5493006QMFDDMYWIAM13
Website: www.bancosantander.es/particulares/

Scores, 0 to 10

7.5Lowest fees

The account has no monthly fee. It stops short of 10 because international transfer and card prices were not part of this evidence. Read as: “Sin comisión de mantenimiento” · source

6.0Europe (EU, EEA, Switzerland)

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Cross-border payments, FX and multi-currency accounts

The company names SEPA, SEPA Instant, SWIFT. The score is held back because the FX margin and the number of currencies were not published in this evidence. Read as: “Transferencias internacionales” · source

1.5Financial strength & stability

The register records the licence as no longer live, so the institution cannot be relied on for new business. · source

1.0Fast digital onboarding

The register records the licence as no longer live, so the institution cannot be relied on for new business. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.